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Norwich Union

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Norwich Union is part of Aviva plc which is one of the biggest insurance groups in the world and the largest insurer in Britain.

Aviva has more than 30 million customers worldwide specialising in main areas such as long-term savings, fund management and general insurance.

The Aviva group was formed in 2000 when CGU merged with Norwich Union. Today the group’s general insurance business in Britain continues to operate under the name Norwich Union.

Norwich Union prides itself on delivering exceptional customer service by having strong relationships with its customers and offering a wide-range of products.

Norwich Union started life in 1797 when Thomas Bignold founded the “Norwich Union Society for the Insurance of Houses, Stock and Merchandise from Fire”.

Later he established the “Norwich Union Life Insurance Society” to sell life insurance products.

Today, the company is one of the largest insurance groups in the world with a long history, having paid out to policyholders after such disasters as the San Francisco earthquake of 1906 and the Great Storm of 1987.

When Norwich Union demutualised in 1997 it raised £2.4 billion in the share offer – one of the biggest sums ever raised by a UK private sector flotation at the time.

Norwich Union Products Offered
Norwich Union provides several of its most popular insurance policies through the internet.

Those who need to purchase cover in a rush or need a speedy insurance quote can simply log onto its site. The company can provide Office Insurance, Tradesman Insurance and landlord insurance.

Given the nature of small to medium businesses, they are often hit hard in the event of a loss. It is therefore important to ensure the correct insurance product is in place. With the peace of mind and financial certainty that insurance provides in place, you can turn your attention to turning your business is a success.

Norwich Union provides 3 core insurance products targeted at small to medium businesses in the UK, they include:
Landlords insurance – Whether you have just one investment property or a large buy to let portfolio, Norwich Union can tailor its Landlord product to suit you.

Its policy will protect you against loss of revenue, legal challenges from tenants, and protect the property itself in case of damage or disaster such as fire.

Office Insurance –This policy combines several essential covers into one insurance product tailored especially for small/medium businesses working out of offices.

It covers the office itself, theft of items from the office and provides the legally required employer’s liability cover that every office must have by law.

Self Employed Insurance – For small/medium businesses operating from home or 3 rd party sites this product provides you with all the protection that you require. It combines the required employer’s liability cover among others.

To Claim:
Norwich Union operates a 24hr claims, so in the event of disaster, financial and business assistance, help is are just a phone call away.

Norwich Union also offers policy holders advice on ways to avoid common risks and their causes through its risk hotline. By working in partnership with the insurance company and taking advantage of the company’s expertise built up over many years, risk can be reduced which in turn results in lower premiums.

Norwich Union landlord insurance

Norwich Union prides itself on offering a flexible and comprehensive landlord insurance policy that it is ideal for most buy to let property owners. Cover includes:

The Norwich Union landlord insurance policy automatically covers property damage, the building itself (including subsidence), the contents of communal areas (up to £10,000) and money and assault. Also standard on the policy are loss of rent and alternative accommodation expenses and property owners liability insurance.

Extra optional covers include landlord’s contents, engineering cover and employer’s liability insurance.

For example, your property is flooded, damaging carpets that must be replaced and making the property impossible to live in. The tenants must be re-housed in alternative accommodation whilst the property is repaired. Cover will reimburse you for any rent that you are unable to collect from your tenants. This means that you have the peace of mind of receiving a steady income should the worst happen, protecting your income over the policy year.

The policy protects against the following perils: Fire, Lightning, Earthquake, Explosion, Aircraft, Other aerial devices, Dropped from them, Riot, Civil commotion, Strikers, Locked out workers, Persons taking part in labour disturbances, Malicious persons other than thieves, Storm or flood, Escape of water from any tank, apparatus or pipe, Falling trees or branches or radio/tv aerials, Impact by any road vehicle, train or animal, Leakage of oil from any fixed heating installation, Theft or attempted theft. There is some standard exclusion that it is important that landlords understand such as if the property is unoccupied, then some covers do not apply.

Tel: 0800 888223

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Call us now on
0800 917 3324